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Plenti Mortgage
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Plenti Mortgage
Plenti Mortgage

Turning Your Dreams into Realities with Hassel-Free Mortgage Solutions

Plenti of Solutions. Plenti of Expertise. Plenti of Smiles.

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Get a quote

Tell us your story.

Whether you are a first-time homebuyer or a seasoned investor, having a reliable mortgage team is crucial to your success. 

We pride ourselves on clear communication and being theire when you need us.  Our expert team will walk you through every step of the way. 

Ready to chat about your mortgage?  Just fill out the forms on the right!

What are your goals?

We are committed to helping you reach them.

Plenti Mortgage

I want to purchase

Plenti Mortgage

I want to refinance

+10

Years of experience

We'll find the right loan for you

We offer commercial and residential loans.

Different lenders offer different types of mortgage products. By working with large pool of lenders, we offer our clients a wide range of loan options. including commercial and residentail loans.

Non-Traditional Income? (Self Employed)

For self-employed, business owners and people with non-traditional (W2) income, we have solutions for using alternative, reduced or low documents!

Renovation & Construction Loans

Looking to be the designer of your dream house? We have programs that can fund your renovation and or construction dreams.

Real Estate Investors

Look no further, we have programs to help you build your real estate portfolio and wealth!

Credit-Challenged?

We have loan programs for you, and we may also be able to improve your credit for you!

More Programs

COMPETITIVE INTEREST RATES

Our interest rates are competitive & affordable.

We’re able to shop and offer competitive rates for our clients. Whether you're a first-time homebuyer, a seasoned property owner, or somewhere in between, our team of experts is dedicated to helping you find the perfect mortgage solution at a rate you can afford.

Already have a Loan Estimates?
We’ll be happy to take a look and see if we can match it or offer you better terms.

Get a Second Opinion
Already have a quote?

Contact us and we’ll be happy to review it for you and make sure if you are really getting a good deal, often time we can match or beat the quote!

Competitive interest rate

Our competitive rate will lower your monthly payment and save you money over the term of the loan.

Unlock the benefits of our unique programs

1% DOWN PAYMENT
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CREDIT UPGRADE
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FAST CLOSING
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RATE ALERT
Learn More
NO CLOSING COSTS
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REALTOR CREDITS
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PRICE MATCH GUARANTEE
Learn More

Plenti Rate Watch

Rates Dropping? Be the First to Know & Save!

Join the countless clients who trust Plenti for up-to-date mortgage rates and market insights. Our info could save you money on your next loan! Don’t wait – Join us today!

Notify Me

Plenti’s Fast Closing

Go from accepted offer to keys in your hand in as little as 14 days

With a quick closing period, you have a better chance of having your offer accepted and can move into your new house faster than ever.

Request a Call

REFINANCE YOUR HOME

Hassle-free Refinancing!

  • Refinance with no out-of-pocket costs!
  • Our experienced professionals will conduct a thorough refi analysis to optimize your savings.
Request your FREE Refi Analysis

Our testimonials

Turn stories into success with our testimonials.

Discover how our satisfied clients turn their stories into success through our inspiring testimonials, showcasing the transformative power of Plenti Mortgage.

Tiffany C
Tiffany C
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Plenti Mortgage made my dream of homeownership a reality! Their team guided me through every step of the process, offering personalized advice and to securing a loan with low rates. I couldn't be happier with the service I received.
Alyssa L
Alyssa L
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I can’t thank Plenti Mortgage enough! As a small business owner, I was originally worried about getting a mortgage because I didn’t have the regular income documents. Plenti Mortgage not only provided me with mortgage solutions, but they also offered dedicated support that made the entire experience seamless. Thanks to them, now I live happily in my dream home. Highly recommend!
Liz B
Liz B
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I reached out to Plenti Mortgage on a weekend needing a preapproval letter for an offer. Their lightning-fast response made all the difference! Thanks to their dedication, my offer was accepted, and we closed in record time. Truly grateful for their exceptional service!
Jaegeun O
Jaegeun O
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Working with Plenti Mortgage has been a good choice. They always provide great advice and process paperwork quickly, allowing for swift approval. I believe their consistently lower interest rates and precise handling of matters are strong advantages unique to Plenti Mortgage. I highly recommend them.
Sofi H
Sofi H
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Plenti Mortgage has done a great job helping us purchase my home professionally and with a lot of patience. We look forward to working with them again for the next house!
Yang-Jih Y
Yang-Jih Y
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Plenti Mortgage is very professional and easy to work with. They paid attention to details. I also appreciate their prompt responses and help to secure a good rate in time.
Sangeetha K
Sangeetha K
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It was a pleasure working with Plenti Mortgage for our home loan mortgage. They worked out a great deal for us by finding us the lowest interest rates and closing costs compared to any other lenders that we had been to. When we approached Plenti, it was a very short notice, but they worked hard and fast to get our loan processed. Plenti was readily accessible, and all our questions were answered and explained to us in detail so that we understood every step of the way. We are very satisfied with the service we received.
Xiaohui Z
Xiaohui Z
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All Plenti Mortgage loan officers demonstrated their professional knowledge, prompt responses. I am very satisfied with their services.
Andy T
Andy T
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Plenti Mortgage helped us qualify for our mortgage, solved many qualifications issues. They are very straightforward, knowledgeable, and accurate. Thanks, Plenti Mortgage!
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WHERE WE ARE LICENSED

Experience our difference in four states and growing.

  • Arizona
  • Florida
  • Oregon
  • Washington
  • Georgia
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Know exactly what to expect from your loan?

Get a free loan quote today and leave the guess work behind.

Contact us
  • Plenti of Solutions
  • Plenti of Experience
  • Plenti of Smiles

Privacy Policy | NMLS #2443107 | Licensed in AZ, FL, GA, OR, WA | For Licensing information go to www.nmlsconsumeraccess.org |

NMLS Consumer Access

©2024 – Plenti Mortgage

Program Highlights

  • Minimum 1% Down Payment
  • 2% Grant from Lender
  • Max loan amount is 350K
  • Reduced Mortgage Insurance
  • Income needs to be 80% or lower of Area Median Income (AMI)
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CREDIT UPGRADE

As part of our concierge services, we offer to review your credit profile and develop a plan for you to work to improve your credit score for applicable clients.

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FAST CLOSING

Having a fast closing will make your offer stand out, it may double the likelihood of getting your offer accepted!  Most lenders need 30 or even 45 days to close due to slow process.  We can close in as fast as 14 days!  Let us help you win!

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RATE ALERT

Never miss out on mortgage rates dropping!

Once you are in our database, we’ll continue to monitor the rate for you so that you will not miss out on rates dropping again!

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NO CLOSING COSTS

We can elminiate or reduce your closting costs in 3 ways:

  1. You can opt to take a higher interest rate that will give you credit for closing costs. This is ideal for people who don’t plan on being in the home for long, don’t have a lot of cash on hand, or plan to refinance quickly
  2. You can ask your realtor to negotiate with the seller to pay for your closing costs on your behalf through seller credits or seller concessions.
  3. If you work with our preferred realtors, they will help you out by applying part of their commission towards closing costs for you!
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REALTOR CREDITS

Here’s how it works.

Work with one of our preferred realtors.  They will contribute 15% of their commission towards your closing costs, so that you can use that money to offset some closing costs or use it to buy down your interest rate. 

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PRICE MATCH GUARANTEE

We watch our competitor’s rates closely.  In fact, we have dedicated staff on our team that monitors hundreds of rate quotes daily from many lenders to ensure ours are amongst the lower.

Sometimes we miss someone lowering their rate, it happens. 

We’re human!

If you think you have a better offer on the table.  All you need to do is send us their loan estimates or rate quotes, we’ll match or beat their rate.

Apply Now