The Importance of Using a Mortgage Broker When Finding Loans
Is it important to use a Mortgage Broker when finding Loans? When it comes to securing a mortgage, the process can often feel overwhelming. With so many loan options, lenders, and terms to consider, it’s easy to get lost in the financial jargon and complexity. That’s where a mortgage broker can make all the […]
September Homebuyer Tip!
September Homebuyer Tip! Fall is a fantastic time to buy a home, but preparation is key! 🏡 Before you start house hunting, make sure you’re pre-qualified for a mortgage. This helps you know exactly how much home you can afford and shows sellers that you’re a serious buyer. Here’s what you’ll need to get started: Pay […]
Thinking about Refinancing?
Thinking about Refinancing? Here are 5 tips to help you decide! 1. Check your credit score: A higher credit score can help you qualify for better rates. Review your score and take steps to improve it if needed before applying. 2. Evaluate your Financial Goals: Are you looking to lower your monthly payments, shorten your […]
The VA Loan Program is One of the Best Benefits for Veterans!
Did You Know? The VA Loan Program is One of the Best Benefits for Veterans! If you’ve served our country, you deserve a home loan that serves YOU! Here are some key benefits of VA Loans that every veteran (and their families) should know about: $0 Down Payment: That’s right! VA loans often require […]
Stay Safe from Mortgage Scams!
Posted by Jian Xiu Stay Safe from Mortgage Scams! In today’s world, scams are everywhere, especially in the mortgage industry. Here are a few common mortgage-related scams you should be aware of: Phantom Foreclosure: Scammers might pose as lenders or legal reps, claiming you’re at risk of foreclosure and charging fees to “help” you. […]
Things You Should Not Do During the Mortgage Process
Posted by Vicky Chan Things You Should Not Do During the Mortgage Process Buying a home is a huge milestone, and avoiding these common pitfalls can make the mortgage process much smoother! Don’t Change Jobs: Stability is key. Changing jobs could disrupt your loan approval. Don’t Apply for New Credit: Hold off on those […]
How to Build Your Net Worth with Real Estate: A 10-Step Guide
How to Build Your Net Worth with Real Estate: A 10-Step Guide Real estate is one of the most powerful tools for growing your net worth. But how exactly can you leverage it to build wealth? First, let’s quickly define net worth: it’s the total value of everything you own (your assets) minus everything […]
First-Time Home Buyer?
Posted by Jian Xiu First-Time Home Buyer? Here’s What You Need to Know! Affordability is often the biggest concern when buying your first home. Here are some key factors to keep in mind: Down Payment: Saving for that down payment can feel like a mountain to climb. While aiming for 20% can […]
What is a Jumbo Loan?
Posted by Vicky Chan Ever heard of a Jumbo Loan and wondered what it is? Well, if you’re in the market for a high-value property, this might just be the ticket to your dream home! Here’s a quick rundown: What is a Jumbo Loan? A jumbo loan is a mortgage that’s bigger […]
🏡 Seattle & Eastside Housing Market: September 2024 Update! 🏡
September 22 🏡 Seattle & Eastside Housing Market: September 2024 Update! 🏡 💡 Thinking of buying or selling in the Seattle or Eastside areas? Here’s a deep dive into the latest market trends, combining fresh data and valuable insights. Seattle Market Trends: 🏠 Home Prices: The median single-family home price in Seattle […]