IMPORTANT FHA LOAN UPDATE

(Especially for immigrant buyers and those on work visas)

Big change just announced: Starting May 25, 2025, FHA loans will no longer be available to non-permanent residents—even if they have a valid work visa and Employment Authorization Card (EAD).

•  U.S. Citizens and Green Card holders = still eligible
•  Work visa holders, DACA recipients, and others with temporary status = no longer eligible after this date

What this means:

If you or someone you know is planning to buy or refinance using an FHA loan and is not a U.S. citizen or permanent resident, the window is closing fast. After May 25, FHA financing won’t be an option.

Now is the time to act:

If you’ve been pre-approved or thinking about buying/refinancing—we need to get your FHA case number assigned before May 25 to keep options open.

We’re here to help walk you through alternatives (conventional, non-QM, etc.) if this affects you or your clients. Let’s make sure you’re not caught off guard. Please share this with your friends, clients, or partners who could be impacted.

Message us for more information. You can also visit our facebook page for more mortgage updates!